Does Cigna Cover ABA Therapy?

Cigna is a leading global health services company that offers a wide range of health insurance products and services to its customers.

One of the critical services that Cigna provides is coverage for Applied Behavior Analysis (ABA) therapy, a form of therapy used to treat individuals with Autism Spectrum Disorder (ASD).

In this article, we'll explore in-depth Cigna's coverage for ABA therapy and what it means for individuals seeking treatment for autism.

Cigna's Coverage for ABA Therapy

Cigna is committed to providing its customers with comprehensive health insurance coverage, including coverage for ABA therapy. Cigna's coverage for ABA therapy includes the following:

1. Coverage for individuals with ASD: Cigna provides coverage for ABA therapy for individuals with ASD, as long as it is medically necessary.
2. In-network coverage: Cigna offers in-network coverage for ABA therapy, which means that individuals can choose from a network of providers that are pre-approved by Cigna.
3. Out-of-network coverage: If an individual chooses to go out-of-network for ABA therapy, Cigna will still provide coverage, but the individual may be responsible for paying a higher percentage of the cost.
4. Coverage for all ages: Cigna provides coverage for ABA therapy for individuals of all ages, including children and adults.
5. No lifetime or annual limits: Cigna does not have any lifetime or annual limits on coverage for ABA therapy, which means that individuals can receive as much therapy as they need.

What does this mean for someone seeking treatment for autism?

Cigna's coverage for ABA therapy is a significant benefit for individuals seeking treatment for ASD. With Cigna's coverage, individuals with autism can receive the therapy they need to improve their quality of life, without having to worry about the cost.

It is important to note that Cigna's coverage for ABA therapy is subject to medical necessity and pre-approval. Individuals seeking treatment for autism should consult with their healthcare provider to determine if ABA therapy is medically necessary and covered by their insurance.

Summary

In conclusion, Cigna's coverage for ABA therapy is a significant benefit for individuals with autism seeking treatment.

With comprehensive coverage, individuals can receive the therapy they need to improve their quality of life, without having to worry about the cost.

As a leading global health services company, Cigna is committed to providing its customers with the best possible health insurance coverage, including coverage for ABA therapy.